Live, three-hour CE training

Dollars & Differentiation

A Developmental Approach to Financial Conflict in Relationship Therapy

Presented by Fiona O’Farrell, PhD, LMFT, CST-S

Money shows up in couples therapy all the time. One partner spends and the other saves, one manages every account and the other barely knows where the money goes. It is tempting to treat these as financial problems, but couples rarely come to therapy because they haven’t found the right spreadsheet. This training helps you work with the relational process underneath the fight.

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Dollars & Differentiation · Early bird $90 through Jan 29 · Live on Zoom
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Date

Friday, February 26, 2027

9:00 AM to 12:00 PM Pacific

Format

Live on Zoom

Breaks as you need them

CE credit

3 NBCC CE hours

Attend live and complete the evaluation

Price

From $90

Early bird through January 29

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Why This Training

How couples navigate money is shaped by much more than what is in their bank account. Family-of-origin experiences, gender, culture, financial anxiety, labor, access, and power all influence what money means and how partners respond when they disagree.

Clinicians don’t need to become financial advisors to help couples talk about money. We do need ways of understanding what happens relationally when money enters the room.

A disagreement about spending may reflect real differences in financial priorities. It may also expose difficulty tolerating difference. Financial anxiety can be tied to current economic realities while carrying family-of-origin experiences of scarcity, instability, class mobility, or responsibility. The partner who manages the household finances may hold considerable decision-making power, or may be exhausted by an invisible job neither partner has fully recognized.

This workshop draws on the Developmental Model™ of Couples Therapy, developed by Ellyn Bader, PhD, and Peter Pearson, PhD, to examine these dynamics through the lens of differentiation. Rather than deciding which partner has the right relationship with money, we ask what each partner is able to do when confronted with financial difference, and what the way a couple fights about money tells us about their relational development.

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Illustration of two women sitting on a living room rug with a laptop, bills, and a notebook, one listening while the other explains

Your Facilitator

Fiona O'Farrell, PhD, LMFT, CST-S

Fiona O’Farrell, PhD, LMFT, CST-S

Fiona (they/she) is a systemic therapist, clinical sexologist, supervisor, and educator with more than fifteen years of experience in systemic sex therapy and anti-oppressive clinical practice.

Fiona has spent much of the last decade inside graduate education, most recently as Department Chair of the Marriage and Family Therapy master’s program at Pacific Lutheran University, where they taught and directed the training of systemic therapists. Fiona is most passionate about supporting emerging clinicians in embracing their work based in the community through therapist training retreats and professional networking. That work sits alongside a Seattle private practice and a long record of supervising clinicians toward licensure and sex therapy certification.

Fiona is an AASECT Certified Sex Therapist, an AASECT Approved Sex Therapy Supervisor, an AASECT Certified Sexuality Educator, an AAMFT Approved Supervisor, and a Washington State Approved Supervisor. They are also a trained facilitator in the Developmental Model.

Fiona co-edits, with Jennifer Sampson, Decolonizing Family Systems, Relationships, and Practices: Intersectional Perspectives (Routledge). Their work with couples centers differentiation, power, and helping partners stay in a relationship while maintaining the integrity of the self.

In Fiona’s March 2026 training for Lovewell, the two highest-rated items on the entire evaluation were both about their teaching.

Disclosure of potential conflicts of interest: Adaptive Counseling, PLLC offers clinical training, including training in the Developmental Model of Couples Therapy™. Fiona O’Farrell and Lovewell founder Jennifer Sampson are co-editors of the Routledge book linked above and receive royalties as published authors. Fiona has a contract employment relationship with the California Institute of Integral Studies and with Pacific Lutheran University. They have no relevant financial relationships with ineligible organizations. All relationships are disclosed at the start of the session.

In This Training, We’ll Explore

Illustration of two partners at a kitchen table reviewing a banking app, bills, and a notebook together

Money as Relational Material


  • Move past budgets and behaviors to what money means to each partner
  • The vulnerabilities and expectations underneath a recurring financial fight
  • Why the content of the argument is rarely the point
Illustration of an older couple, two men, standing close at a kitchen island reviewing a financial statement together

Differentiation and Financial Conflict


  • A brief introduction to the Developmental Model™ of Couples Therapy
  • How partners articulate wants, tolerate competing priorities, and regulate anxiety
  • Staying connected in the presence of real difference
Illustration of a multigenerational family at a kitchen table, a couple discussing a budget while a grandmother pours tea and a child does homework, with city and community silhouettes behind them

The Systems Around the Couple


  • Family-of-origin messages about saving, spending, debt, secrecy, and asking for help
  • Gender, labor, income, access, class, and culture
  • Power without reducing it to spender versus saver
Illustration of three partners at a table with bills and a calculator, a looping line around them suggesting a repeating pattern

Patterns That Keep Couples Stuck


  • Blame, avoidance, and attempts to change the other partner
  • Overfunctioning and underfunctioning around financial management
  • Accommodation, control, and projection in recurring money fights
Illustration of a therapist with silver locs meeting with a couple, one partner using a wheelchair, the couple turning toward each other

Assessment, Confrontation, and Growth


  • Read what a couple’s money conflict reveals about their current relational capacities
  • Work with clinical vignettes and common money conflicts
  • Practice interventions that return responsibility to each partner

What You Will Leave Able to Do

Three continuing education hours, three measurable objectives. Deliberately lean, so the three hours have room to breathe and every objective carries real practice behind it rather than a slide.

By the end of this training, participants will be able to:

  • Identify at least three ways that differentiation can influence how partners navigate financial anxiety, disagreement, decision-making, and responsibility.
  • Assess couples’ financial conflict from a systemic perspective that accounts for differentiation and is informed by family-of-origin messages, gender, labor distribution, power, and sociocultural context.
  • Apply developmentally informed clinical interventions and confrontations designed to increase self-definition, accountability, and partners’ capacity to navigate financial differences.

Who It’s For, and How It Runs

Who This Is For

Mental health professionals who work with couples and relationships, including marriage and family therapists, counselors, social workers, psychologists, sex therapists, and graduate-level clinicians.

You do not need prior training in the Developmental Model. The workshop covers the introductory concepts you need to apply a differentiation-based lens to the clinical material. And you definitely don’t need to be good at spreadsheets.

This is a relational therapy training, not a financial-planning seminar. It does not train you to give investment, tax, debt-management, or other financial advice. We stay inside the therapist’s scope: the relational processes that emerge around money, and helping couples build the capacity to navigate them.

Format and Logistics

  • When: Friday, February 26, 2027, 9:00 AM to 12:00 PM Pacific
  • Where: Live on Zoom. The link is added to your training hub before the event.
  • Breaks: Take them as you need them. We run the full block so the whole three hours count as instruction.
  • Credit: 3 NBCC continuing education hours
  • Delivery: Didactic content, clinical vignettes, and discussion of common money conflicts
  • Recording: The session is recorded for internal review. Your certificate comes from attending live.
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Continuing Education and Credential Fit

NBCC Continuing Education

Lovewell Initiatives, LLC has been approved by NBCC as an Approved Continuing Education Provider, ACEP No. 7776. Programs that do not qualify for NBCC credit are clearly identified. Lovewell Initiatives, LLC is solely responsible for all aspects of the programs.

This training is eligible for 3 NBCC continuing education hours. Participants must attend the full session and complete the required evaluation to receive a certificate of completion. It is the responsibility of the attendee to determine whether their licensing board accepts NBCC continuing education hours.

About the Model

This training draws on the Developmental Model™ of Couples Therapy, developed by Ellyn Bader, PhD, and Peter Pearson, PhD, of The Couples Institute. It is an independent training. It is not affiliated with, sponsored by, or endorsed by The Couples Institute, and it does not confer certification in the model.

Washington Licensees

These three hours count toward your general continuing education renewal total. This training does not carry a special Washington Department of Health category designation.

Full CE policies, refund terms, accommodation requests, and the grievance process are at livelovewell.co/ce-compliance-page.

NBCC Approved Continuing Education Provider, ACEP No. 7776

Registration & Pricing

EARLY BIRD REGISTRATION

$90

Early bird runs through January 29, 2027

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STANDARD REGISTRATION

$120

Standard price starts January 30, 2027

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Bringing four or more from your practice?

We offer a group rate for teams. Money work lands differently when a whole team shares the same language for it, and the case conversations afterward are the point.

Email [email protected] to ask about group pricing and tell us how many you are sending. We register each clinician under their own name and email address so every one of them receives their own CE certificate, and we invoice you once for the group.

Equity Seats

A limited number of pay-what-you-are-able seats are held for clinicians for whom the full rate is a barrier. You receive the same training, the same materials, and the same CE certificate, and no one will know which seat you registered through.

Email [email protected] and we will send you the link. No explanation required, and we do not ask for documentation.

Frequently Asked Questions

February 26, 2027 · 9:00 AM to 12:00 PM Pacific · Live on Zoom

The goal isn’t to get couples to agree about money

It’s to help partners know what they want, understand what money means to each of them, tolerate real difference, and make decisions together without requiring one of them to disappear. Three hours with Fiona on how to get there. We would love to have you with us.

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Continuing education compliance

Lovewell Initiatives is an NBCC Approved Continuing Education Provider™ (ACEP No. 7776). Lovewell Initiatives, LLC has been approved by NBCC as an Approved Continuing Education Provider, ACEP No. 7776. Programs that do not qualify for NBCC credit are clearly identified. Lovewell Initiatives, LLC is solely responsible for all aspects of the programs. It is the responsibility of the attendee to determine whether their licensing board accepts NBCC continuing education hours.

This program complies with the Americans with Disabilities Act. Lovewell Initiatives is committed to creating accessible and inclusive learning environments. Reasonable accommodations are available upon request. Please contact [email protected] at least 10 days before the event to discuss accessibility needs.

Lovewell Initiatives, LLC · PO Box 6841, Tacoma, WA 98417 · (253) 470-8246 · [email protected] · www.livelovewell.co

Refund and cancellation policy, participant grievance policy, and non-discrimination statement: CE Information and Policies

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